Financing | Destination Harley-Davidson | Silverdale, WA


If you've decided you want to finance your new motorcycle, you're not alone. Seventy percent of motorcyclists finance their bikes. With a minimum down payment and approved credit, you can arrange Harley-Davidson® Credit financing with us and get out on the road a few hours after picking out your bike.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® Extended Service Plan, Cycle Insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley-Davidson® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.

Apply Now

Talk to Destination Harley-Davidson® about financing your bike with Harley-Davidson® Credit, and get out on the road today. To download a Harley-Davidson® Credit Application, click here. Print it, fill it out, and bring it in.

Adobe® Acrobat® Reader Required; to download click here.

Check Insurance Rates.

3.99% Financing Offer May 12-31, 2023

*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 60 month term. For example, a 2023 Fat Boy® 114 motorcycle in Vivid Black with an MSRP of $20,199, no down payment and amount financed of $20,199, 60 month repayment term, and 3.99% APR results in monthly payments of $371.90. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by May 31, 2023. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See Destination Harley-Davidson for details. Not available on CVO, Anniversary, Icons, Enthusiast, Trike, 2022 Sportster and Breakout models.


Private Party Financing Sellers Assist

Have you decided to buy or sell a used Harley-Davidson® motorcycle and need to obtain financing to complete the sale? Harley-Davidson® Financial Services (HDFS) can help.


Plan Ahead

Stay ahead of scheduled maintenance.

Enjoy the following benefits*

  • Service at Predetermined Intervals Harley-Davidson® - recommended maintenance performed at every service interval, plus VIP services that meet your needs.
  • Convenience Whether you're on the road or have relocated, maintenance can be performed at any participating H-D® dealership, nationwide.
  • Pay No Deductibles and Lock In Today's Pricing No need to budget out-of-pocket expenses on service visits covered under this program.
  • Easy Monthly Payments Available Include the program on your motorcycle loan with Eaglemark Savings Bank* or even put it on your H-D® Visa® Card
  • Enhance Resale Value Transferable to next owner, with complete documentation of all maintenance services performed.

Customized Services**

  • 1 Dyno Test @ 1K Service
  • Motorcycle Wash
  • 29 Point Service Check
  • Double Reward Points
  • Priority Service with 48 Hour Notice
  • Pick Up or Delivery Within 25 Mile Radius
  • Syn3 Oil Upgrade
  • Trade-In Value Benefit of $300

**Customized services must be performed at the selling dealership


Maintenance as reliable as the name on your bike.

Please go to our Contact Us page.

*Subject to credit approval by Eaglemark Savings Bank. Not all applicants will qualify. Financing terms, conditions and limitations may apply.


Reassurance For The Road Ahead

Tire & Wheel Protection covers costs associated with the repair or replacement of tires and wheels, plus labor and taxes. All motorcycle tires are covered both the original and any replacements for the duration of your coverage, with no maximum occurrences and no deductible. That means you pay nothing for repairs covered under the plan.This valuable protection will give you coverage from road hazards like potholes, or debris on the road surface like nails, rocks or tree limbs. H-D® Tire & Wheel Protection must be purchased at the time you purchase your motorcycle or at the time you purchase new tire(s) and/or wheel(s) from an authorized Harley-Davidson® dealership. Coverage can be included on your motorcycle loan.

You even have a choice as to the length of coverage from years that best suits your needs. Coverage begins the same day you purchase the protection and continues for the duration of the purchased term. Protect your investment and your finances with H-D® Tire & Wheel Protection.


Protection From Unexpected Bumps in the Road

Top 10 Reasons To Get H-D® Tire & Wheel Protection

  • Provides repair or replacement for original or replacement tires and wheels that fail due to contact with a road hazard.
  • Coverage includes cost of mounting and balancing, inner tubes, valve stems, labor and taxes.
  • No deductible.
  • No maximum number of occurrences.
  • Rental charge reimbursement up to $500 per occurrence.*
  • Towing charge reimbursement up to $150 per occurrence.*
  • Lodging and meal charge reimbursement up to $300 per occurrence if more than 100 miles from home.*
  • Transfer remaining coverage to the next owner if you sell your motorcycle.**
  • Nationwide H-D® repair location assistance.
  • Coverage begins immediately with the purchase of this protection.

* If due to failure of a covered wheel or tire. ** Subject to a $25 transfer fee.

Talk with your us today about purchasing this valuable protection.


Prices per Repair Without the H-D™ Extended Service Plan.*

Cruise Module
Brake Caliper
Financing at Destination Harley-Davidson
Ignition Switch
Stem Bearings

Up To 7 Years Of Coverage.

Coverage for over 1,100 parts - All repairs will be performed by experts at an H-D™ dealership.

Expense reimbursement package - If you have a covered breakdown while on the road, you'll receive up to $74/day ($750 maximum) for a rental vehicle, up to $150/day ($450 maximum) for meals and lodging, and up to $200 for towing to an H-D™ dealership.

Nationwide repair location assistance - In the event of a covered breakdown, our H-D™ Service Center can direct you to the nearest H-D™ dealership for repairs. repair costs - All you pay is a $50 deductible per visit for covered repairs - no deductible for Expense Reimbursement Package benefits.

Free contract transfer - Should you sell your motorcycle, you can transfer any remaining coverage to the next owner for free. This can easily increase resale value.

Optional tire & wheel coverage - For an additional surcharge, this coverage will replace your tires and wheels if damaged by a road hazard.

* Listed repairs costs are notional average besed on actual H-D™ Extended Service Plan claims from 2008 - 2009. Actual costs may vary.

Realx, We've Got You Covered.

You are about to make one of the most important investment of your - life and Harley-Davidson® is here to protect you and your purchase with the industry-leading Harley-Davidson® Extended Service Plan that covers your bike and so much more!

Let's face it, mishaps on the road happen. But we have your back. With the H-D™ Extended Service Plan (the only H-D™ factory approved extended service plan) we:

  • Cover repair costs.
  • use only Harley-Davidson® Genuine Motor Parts.
  • Reimburse you for covered rental, towing and lodging expenses.
  • Provide a toll-free phone number and national assistance to get you to an authorized H-D™ dealer.
  • Allow you to transfer the coverage to the next owner.

Ride Smart, Act Now, Don't Get Caught On The Road Without It!

Be sure to get the H-D™ Extended Service Plan before it's to late. You must purchase the plan before your factory warranty expires.

For used motorcycles, you must purchase the plan the same day you purchase your bike.

You can include the plan on your Harley-Davidson® Financial Services loan at the time you purchase your bike, or even put it on your H-D™ Visa® card. To get the plan and its many benefits, talk to your H-D™ dealer today and you'll be riding worry-free in no time.

Extended Service Plan

The best motorcycle deserves the best protection. That's why you should choose the only factory-endorsed warranty plan available, the Harley-Davidson® Extended Service Plan, to protect your new or used Harley® motorcycle.

The Extended Service Plan (ESP) covers new motorcycles for seven years and covers used Harley® motorcycles for up to five years. And the best part is that repair costs are "locked in." All you'll ever pay is the $50 deductible for covered repairs per visit, not per repair. Now that's a good deal.

Our Extended Service Plan at Destination Harley-Davidson® Silverdale, WA also gives you something that's even more valuable than your bike - peace of mind. The plan is fully transferable at no charge, protects your bike's value, and includes reimbursement for pick-up, car rental, travel and lodging in the event of a breakdown resulting in a covered repair. Just fix your bike at an authorized Harley-Davidson® dealer, and you're covered.*

So don't take a chance with one of your most valued possessions. In fact, we'll make it easy for you by including your ESP in your Harley-Davidson® Credit loan. That way you only pay pennies a day, but are protected by a plan that's priceless.

Ask us about getting the Extended Service Plan for your new or used bike. s* See contract for details.

Summary of Features

Coverage Throughout North America

You're protected wherever you travel in North America. Covered repairs can be made at any authorized Harley-Davidson® dealer throughout the United States and Canada, and only Genuine Harley-Davidson® Parts will be used.*

Repair Costs Are "locked In"

All you will ever pay is the standard $50 deductible per visit for covered repairs. Plus, there's no deductible for any breakdown of a covered part that was previously repaired or replaced under the terms of the Extended Service Plan. For extra peace of mind and protection, radio, saddlebags, sidecar, CB radio and more are covered under the Touring Package.*

Resale Value Is Protected

If you sell your motorcycle, the Extended Service Plan can be transferred to the new owner at no cost; that's right, for free!*

Travel Protection

If you are stranded far from home, reimbursements are provided for rental vehicles, pickup charges, lodging and meals.*

Your Responsibility

Simply maintain your motorcycle according to the service maintenance schedule shown in your owner's manual and you will be covered for the failure of any covered component due to defects in the material or factory workmanship.*

Payment Options

Pick the way you want to pay for this valuable protection. You can even include it in your Harley-Davidson® Credit & Insurance motorcycle financing or put it on the Harley-Davidson® Chrome Visa® Card.

* See contract for details

With All Purchases:

A documentary service fee in an amount up to $150 may be added to the purchase price or capitalized cost.


Value Your Trade in 30 Seconds